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We get all kinds of questions thrown our way each day so we decided to
provide a Frequently Asked Questions page.
Below you will find the most common questions we receive.
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What are the interest
rates for my auto loan?
Your interest rate is a product of several influences:
severity of the credit issue(s), vehicle value and the amount to be
financed.
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What size of down
payment will I require?
Down payment is always something to consider and at times may be
required however most of the loans we set up are based on no money down.
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Can I get an auto loan
even if my credit is not so great?
That's our specialty! We will work diligently with you and the
financial institutions in order to have your application approved.
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How long does the
application process take?
The application process takes approximately 30 seconds and you can
be approved within 5 to 10 minutes from the time we receive your
application.
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What does it cost to
apply with everyonecandrive.com?
The application process is absolutely FREE! The advantage we have is that credit specialist Alan Dickie is a former special finance lender. This means he has the first hand expertise to get you approved quickly and at the best possible terms.
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Do you provide financing
for a private sale?
Unfortunately not, we provide financing for vehicles within Hogan
Chevrolet's inventory. We currently have over 500 new and used
vehicles so we're bound to have something for everyone!
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Are everyonecandrive.com
vehicles leased or financed?
We have both leasing and financing
available. Generally our customers choose the financing option
however leasing is available should you choose to go that route.
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Will this auto loan really
help repair my credit?
Yes, provided you faithfully make your monthly payments as agreed.
Your loan will be regularly reported to the major credit reporting
agencies. This will go a long way towards establishing or
re-establishing your credit rating. Naturally this program
is based upon you maintaining your other credit responsibilities in good
standing. See our Breakout program
here.
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